Scott Chinchar

Company NMLS# 921372 | MLO NMLS# 28979

Clearwater Mortgage

Our ideal customer is one who is looking for a loan to purchase or refinance real estate. We are happy to answer all of your questions in regards to obtaining a home loan. We love to help and we try to make the loan process simple, and communicate in a way that doesn't further confuse you.

Call us today at 727-259-2900 or email

Contact the Nicest Mortgage Guy Ever

Apply For A Loan

You can take your time and complete the application at your own pace. You can even access your bank statements while you are in the application! Try it, see how quickly it speeds up your loan process with a lot less effort on your part.

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Clearwater Mortgage

Hundreds of 5 Star on-line reviews.

We are very good at answering your questions, matching your needs up with the best We are a mortgage broker, approved with over 20 different lenders to offer a wide variety of programs for borrowers. We know which lender will be a good fit for your situation without you having to apply over and over until you find a lender that is a good fit for you. Apply once and let us do the work for you. We can usually match or even beat interest rates and fees from the local banks. We can help first time home buyers, we have access to down-payment assistance programs, we do FHA, VA, Conventional, Jumbo, Condo's, private loans, and loans that are out of the box such as bank statements. We have programs with 100% financing, 1% down, 3% down, 3.5% down, 5% down etc. Each has its own qualification needs.

Give us a call at 727-259-2900 or email

Getting Qualified

Need to Refinance?

We're here to help.

We can help you select the loan program that's best for your situation and show you how to pay the least amount of interest over the loan term.

Call us today at 727-259-2900 or email

Refinancing Options
(727) 259-2900

First Time Home Buyer
Conventional Loan
FHA Loan
VA Loan
Jumbo Loan
Condo Loan
Purchase Loan
Refinance Loan
Hard Money Loan
HARP loan
Homepath Loan
Commercial Loan
FHA 203K Loan
Asset based Loan
Remodeling Loan

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